Terms of Use

Last Updated: 11/13/2025

Welcome to our website (www.americancredence.com). By accessing or using the Site, you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not use the Site.

1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as any applicable laws and regulations. If you are using the Site on behalf of an organization, you represent that you have authority to bind that organization.

2. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • Violate any applicable laws or regulations

  • Infringe on intellectual property rights

  • Upload or transmit harmful or malicious code

  • Attempt to gain unauthorized access to the Site or its systems

  • Interfere with or disrupt the Site’s functionality

We reserve the right to restrict or terminate your access if you violate these rules.

3. User Content

If you submit, upload, or post content to the Site (“User Content”), you represent that:

  • You own or have permission to use the content

  • Your content does not violate any third-party rights

  • Your content is accurate and lawful

By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, distribute, and display the content as needed to operate the Site.

We reserve the right to remove or modify any User Content at our discretion.

4. Intellectual Property Rights

All content on the Site—such as text, graphics, logos, images, software, and design elements—is owned by or licensed to us and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or use any content from the Site without prior written permission.

5. Third-Party Links

The Site may contain links to third-party websites. These links are provided for convenience only. We do not endorse and are not responsible for the content, policies, or practices of third-party sites.

6. Disclaimers

The Site is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Site, including but not limited to:

  • Accuracy or completeness of content

  • Availability or reliability of the Site

  • Fitness for a particular purpose

  • Non-infringement

Use the Site at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of the Site, including but not limited to:

  • Loss of data

  • Business interruption

  • Technical issues

  • Unauthorized access to your information

Some jurisdictions do not allow certain limitations, so these may not apply to you.

8. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, damages, liabilities, and expenses arising from:

  • Your use of the Site

  • Your violation of these Terms

  • Your infringement of any rights of a third party

9. Termination

We may suspend or terminate your access to the Site at any time, without notice, for any conduct that violates these Terms or is otherwise harmful to the Site or its users.

10. Governing Law

These Terms are governed by and interpreted according to the laws of California, USA, without regard to conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the courts in California.

11. Changes to These Terms

We may update or modify these Terms from time to time. Updates will be posted on this page with an updated “Last Updated” date. Continued use of the Site constitutes acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms, contact us at:

Email: info@americancredence.com
Website: www.americancredence.com